SERVICES
PURCHASE PLANNING
Getting Pre-Approved is the very first step in planning your new Real Estate Purchase. Buyers need to be aware of the price range they are seeking compared to their preferred monthly payment. Buyers also need to know about all costs involved in a Real Estate Transaction. I am here to help new buyers and existing buyers understand this process.
REFINANCE OPTIONS
Known as a “rate-and-term” refinance, this is the most popular reason homeowners refinance a home loan. Homeowners with a higher interest rate on their current loan may benefit from a refinance if the math pans out — especially if they’re shortening their loan term.
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If you have a hefty amount of high-interest debt on credit cards or personal loans, a cash-out refinance can help improve your cash flow and save you money in the long term, possibly even if you take a slightly higher mortgage rate.
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If you have mortgage insurance on your current loan, we can look at ways to elimate this mortgage insurance resulting in overall monthly savings!